Company Overview
Although FirstChoice is not a direct lender, they are quickly becoming a leader that consumers are turning to when researching, looking for financing, and wanting the ability to compare offers, so that they themselves can choose the loan option that works best for them. In 2020, it has become a giant in the lending marketplace industry.
Loan Aspects
There are numerous reasons to become a fan of this loan marketplace, but there is no doubt that one of the top reasons, is the speed in which the process flows. By filling out one simple application, many doors are instantly opened to the borrower in respect to exactly what they are looking for.
They provide numerous types of loans including, but not limited to, debt consolidation, mortgages, and personal loans from $1,000 up to $25,000. They also have tools within their lending network to help you study your personal budget, calculate payments, and help you decide what loan rates and terms will work for you and your budget.
Also, due to the lender options in this marketplace competing for the loans, it creates the scenario for the best loan rate options. Consumers can rest assured that the network of lenders that LendingTree has built, is among the best in the nation for all types of credit and has verified every partner in their network as a trusted lender.
Basic Needs
As with all lenders, there are some basics that must be met before applying, including, being a U.S. citizen or permanent resident, being at least 18 years of age, have a verifiable bank account, and a steady source of income. After you have been matched with a lender, there may be certain items that the actual lender requests such as a recent pay check stub, proof of residence, or a copy of a government issued I.D.
Loan Agreements
The loan terms offered by FirstChoice.Credit are some of the best offers available. They offer a wide range of repayment terms. The lenders included in their network offer loan terms as little as 3 months and up to 180 months. Interest rates can range from 4.93% to 35.99%. FirstChoice.Credit does not set the loan lengths or rates, but the reputable lenders in their network do, and the terms will always be transparent and agreed on by both you and the lender before you sign any agreement.
Physical Address
FirstChoice
651 Austin Road
Sparta, TN
38583